Asset Finance

Investing in new equipment is an investment in your business. PFC offer several variations of finance, designed to suit your business.

Lease purchase: Straightforward asset funding that guarantees ownership at the end of the repayment term. VAT is usually paid in full, in advance and the remaining monthly payments are fixed.

Finance lease: With finance lease, you can spread your VAT costs over the monthly repayments to improve your cashflow. There are also ownership options at the end of the repayment payment, should you require. Finance lease offers accelerated tax relief and can be more tax efficient when compared to Lease Purchase.

Refinancing assets: From plant machinery and IT to furniture and production lines – we can provide asset refinancing that releases essential capital back into your business.

Sale & leaseback: In most cases, if your business has paid in cash for new equipment, and the purchase invoice is less than 12 months old – PFC can arrange for the full purchase price to be refunded back to you. The lender will take ownership of the equipment for you, for an agreed term.


  • Buying new equipment
  • Buying second hand equipment
  • Refinancing current equipment

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