PFC one stop shop ofr business finance


Imagine building a relationship with an account manager who has access to over 50 lenders and can arrange funding for pretty much every conceivable type of requirement a business owner will face during the course of their year.

At PFC that’s precisely what you get.

We haven’t grown over the last few years concentrating on one or two types of credit – we’ve grown by making sure we can offer multiple routes to finance for any SME business.

It can make our day challenging, veering from an Invoice Finance proposal to a personal loan, but we pride ourselves on being able to provide a multi-disciplined platform when it comes to business funding needs.

One account manager. Over 50 lenders. We can arrange the following:

Asset finance

Whether your company is in need of asset finance or asset refinance we can provide funding for all types of equipment for different sectors including both new and second-hand items. We offer seasonal repayment options too, as well as step repayments and deferred VAT for up to 7 years.

Commercial loans

If your company is in need of some capital, an unsecured business loan is a sure-fire way to get there. Our commercial loans differ from client to client, available for any purpose and any business sector. From start-ups to property developers, restaurant owners to manufacturing companies, our clients turn to us for short term emergency capital or longer term planned investment.

Our panel of lenders provides us with the options to arrange essential working capital in as little as 2 hours (for shorter term lending) or within a couple of working days for larger amounts with longer repayment terms.

Stock and Inventory Finance

Companies looking to increase their inventory due to seasonal shifts can access funding to cover the purchase. Security is taken on the inventory and funding is provided to the client allowing them to pay suppliers immediately (and possible benefit from enhanced terms from the supplier) and concentrate on shifting the new inventory. Ideal for companies who are keen to increase revenues and profits but lack the necessary capital to purchase the goods.

Stock funding is provided against existing stock and is a useful method of introducing working capital into the business.

Invoice Finance

Available to new start enterprises and established companies.

We work with top-tier invoice finance lenders, many utilizing the latest technology to provide incredibly efficient same day release of funds.

Working independently allows us to look at the detailed requirement the client has and try to identify the best funder to meet their specific invoice finance needs.

Vat and tax bill finance

With the rise in the number of late Vat and Tax payments that lead to hefty fines, more and more customers are approaching us to provide them with finance to pay these overdue or up-coming bills with loans from £5,000 up to seven-figures.

VAT funding is a rolling 3 month facility, and the tax funding is available for self-assessment, memberships or corporation tax and can be funded over 6,10 or 12 months.

Personal loans

From funding weddings to legal costs, or investing capital into the business, we can arrange personal finance for those in need of a loan, available amounts from £1,000 to £100,000. We don’t restrict our lending to home owners as we can consider tenants and those who still live in the family home.

No matter the loan or route to finance you decide to take, our friendly team here at PFC understand how daunting it can be for businesses and individuals to seek finance and that’s why we made it our duty to make the application process as straight-forward as possible. We dedicate you to only one account manager to deal with your application process and you only need to fill out one simple form with decisions from our 50-strong funding panel in a matter of hours, not days or weeks like other brokers.

If you’d like to discuss any of our finance options in further detail, please contact a member of our friendly team on 01829 238 007 to chat through your requirements today.


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